Introduction
History shows that the best decision for a crypto investor to maximize returns would have been to buy and hold BTC (or any other “major” cryptocurrency) over time.
Buying BTC/USD in January 2021 and holding it till today (January 2025) would have generated a cumulative return of 247% or an average annualized return of 50%. The main drawback of its strategy is its riskiness: an average annual volatility of ~60% and a maximum peak-to-trough drawdown of -77% (!). If investors lose confidence in BTC or need to cash out because of external constraints amid this drawdown and crystallize a loss by selling, the “buy-and-hold” strategy would become less attractive. One way to prevent too sharp drawdowns would be to size the...